Contractors Insurance
Please get in touch using the different contact methods below.
Contractors Insurance
- Build Your Own Insurance Package
- Public Liability Insurance & Employers’ Liability
- Professional Indemnity Cover
- Compare Quotes, Save Time and Money
- Equipment and Tools Cover
- Legal Expenses
- Rent Guarantee
Contractors’ insurance can be tailored – with the help of Hallsdale Insurance – to suit your precise needs as a contractor for both you and your clients.
It could be a simple public liability insurance policy, but often it brings together a range of business cover for the contract works you are carrying out for your customers.
This could be public liability insurance, professional indemnity insurance, equipment cover, tools over and personal accident.
It all depends on you and your sector of work which can be varied, from IT consultancy, marketing consultants, financial planners to building contractors, electricians, plumbers and decorators.
If you perform contract work of any type and could be liable for an accident at work, accidentally injuring somebody, damage to premises, expensive broken equipment, or personal injury – you need to consider contractor insurance.
Contractor insurance is not a legal requirement (unless you have employees whereby employers’ liability is a legal requirement) BUT not only does it protect you as a contractor, your customers and clients are likely to insist on contractors’ insurance if they are to use you.
Contractors’ Insurance is widely regarded as a “must have” insurance policy. This is for 2 main reasons:
- To protect you and your client(s) against any damage or injury caused because of your work.
- To ensure you win contractors work by providing your insurance cover as part of your proposal for winning the contract, showing you have robust cover in place.
Regardless of your type of contractor’s equipment, the cost of replacing is likely higher than ever should theft or accidental damage occur.
The same applies to any damage to the customers premises as a result of your work. The cost of repair has never been higher, both in terms of materials and labour.
So robust contractors’ insurance containing public liability, tools, equipment, professional indemnity is now more important than ever before.
Contractors’ Insurance additional cover:
- Legal cover – legal helpline and legal costs covered if you need expert advice
- Breakdown cover – for your business vehicles
- Fleet Insurance – if you have 3+ vehicles in your business
Contractors’ Insurance
Do you need it?
If you have employee’s OR sub-contractors – the answer is YES (legally).
For public liability, equipment cover or professional indemnity – highly recommended!
Using Hallsdale Insurance to provide your Contractors Insurance gives you two distinct advantages.
- We are landlord insurance experts and source these policies for buy-to-let properties in all counties throughout the UK.
- Our expertise gives us close relationships with a large panel of leading property owners insurers, ensuring we can provide the very best policy for your requirements.
Property Owners Insurance
The following can be included in property owners insurance:
- Buildings cover – fire, damage, storms, floods, vandalism, burglary
- Contents cover
- Liability insurance
- Rent protection
- Alternative accommodation
- Boiler breakdown
Hallsdale Insurance would be delighted to speak to you about Property Owners Insurance, whether this be your first landlord insurance policy or a renewal quotation. Single properties or property portfolios covered, including commercial property.
Please get in touch using the different contact methods below.