Residential Property Owners Probate Insurance
Please get in touch using the different contact methods below.
Residential Property Owners Probate Insurance
- Flexible policies for 3,6,9 or 12 months
- Expert advice for families going through probate for the first time
- Used by executors, administrators and solicitors
- Pay Monthly and Spread the Cost
- Covers Unoccupied or For Sale properties
- Compare Quotes, Save Time and Money
Hallsdale Insurance are experts at residential house probate insurance and have a panel of insurers that insure probate properties at competitive rates.
Probate property insurance exists as a specialist policy as many insurers won’t insure a property that is going to be left empty for more than thirty days. Insurers also want the property to be insured in the name of the estate rather than the deceased person(s).
Probate insurance is vital for any properties that are going to be unoccupied for more than 30 days. The average length for a simple probate estate in the UK is 9-12 months, often much longer in more complex cases – and then you still have to sell the property post probate, and the property may need decoration or more extensive renovation.
Empty properties face more risks than occupied properties. Even well-maintained properties can degrade quickly if no one is on hand to spot and fix problems like leaks, which can cause lots of damage if not attended to promptly. Unoccupied properties are also more likely to get vandalised or suffer a burglary.
Probate property insurance guards against all these risks and our experts can explain how to lower premiums, such as house alarms, regular inspections (if possible) and much more.
We are also more than happy to continue to insure the property using a different policy about probate is finalised should it remain in the family as a home or rented to tenants. This transfer is free of any charges from ourselves.
Hallsdale Insurance are experts at residential house probate insurance and have a panel of insurers that insure probate properties at competitive rates. As a probate solicitor or a loved one dealing with the probate of your deceased loved one, you have enough on your plate without worrying about the intricacies of probate property insurance or shopping the market. That’s our job and we will work hard to save you time and money while dealing with a difficult situation.
Property Probate Insurance additional cover:
- Home emergency – Hallsdale can include home emergency cover alongside your insurance policy
- Contents insurance – whilst the majority of property probate insurance is buildings only, some estates have valuable possessions within the property such as jewellery and fine art. Hallsdale can provide buildings and contents probate insurance, with specified items if required.
- Legal cover – to help with squatters, trespass and eviction (amongst other things)
- Cover for properties undergoing renovation
Probate Property Owners Insurance
Do you need it? The simple answer is “yes”.
If you use a “normal” house insurance policy during probate, especially if the house is unoccupied, the property is technically uninsured and any claim is likely to be rejected.
Using Hallsdale Insurance to provide your Probate Property Owners Insurance gives you two distinct advantages.
- We are probate insurance experts and source these policies for probate estate properties in all counties throughout the UK. This is for executors, administrators and solicitors.
- Our expertise gives us close relationships with a large panel of leading probate property owners insurers, ensuring we can provide the very best policy for your requirements.
Property Owners Insurance
The following can be included in property owners insurance:
- Buildings cover – fire, damage, storms, floods, vandalism, burglary
- Contents cover
- Legal Cover
Hallsdale Insurance would be delighted to speak to you about Probate Property Owners Insurance, whether this be your first probate property insurance policy or a renewal quotation.
Single properties or property portfolios covered, including commercial property.
We are also more than happy to continue to insure the property using a different policy about probate is finalised should it remain in the family as a home or rented to tenants. This transfer is free of any charges from ourselves.
Please get in touch using the different contact methods below.