Retail and Shop Insurance

Comprehensive Retail and Shop Insurance to safeguard your property, stock, employees and customers

Hallsdale Insurance are commercial insurance experts with a long history of helping retailers and shop owners’ source excellent insurance policies from our panel of UK insurers.

Maintain the Safety and Growth of Your Business

There are hazards associated with operating a retail business. Unexpected incidents can disrupt your operations and negatively impact your bottom line, ranging from property damage to customer injuries. You can safeguard your company and protect its continuous prosperity with our retail & shop insurance.

Why choose Hallsdale for your retail and shop insurance?

Comprehensive Cover

For your business, our Retail and Shop Insurance provides comprehensive protection. We can handle everything from theft and property damage to liability claims and business disruptions.

Your customers and your staff will all benefit from robust insurance cover, as will your premises and stock, leaving no stone unturned.

Customised and Bespoke Insurance

Hallsdale are aware that every retail establishment is different. You can select the coverage that best suits your unique requirements from our customisable insurance, ensuring that you only pay for what you require. We will shop the market on your behalf and explain the options in plain language, offering clear and simple choices of cover.

Policies that Are Flexible and Attractive

Our affordable prices and versatile payment choices make it simple for you to protect your retail outlet without going over your budget.

The main benefits of our retail and shop insurance include property protection against risks like theft, fire, and vandalism for your store’s inventory, fixtures, and fittings.

Public Liability Insurance

Protection from third-party or customer claims for property damage or injuries that happen on your retail property.

Business Interruption and Stock Cover

Business interruption insurance for retailers is often overlooked but it can save your business thousands of pounds in the event of your shop not being able to trade as usual and losing sales and revenue.

In the event that an insured incident forces your firm to temporarily close, compensation for lost revenue and operating costs can be provided. If appropriate, alternative premises can be sourced and paid for by the insurance.

Theft and dishonesty by employees

Unfortunately, employee theft is commonplace in the shop and retail environment. Insurance for damage or theft by employees is an important feature to minimise risk and Hallsdale will ensure this element is including in any insurance quotation.

Employee theft and dishonesty coverage ensures that your business is protected from internal dangers by covering losses resulting from employee fraud or theft.